Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. As top Scottsdale, Cave Creek and Phoenix area Realtors, we will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest.
 | • | Full Team of Professionals: The Valley of the Sun Team consists of 8 team members, including a transaction coordinator and marketing specialist. You can feel confident that there are several people ensuring that your needs are met. | | • | Cutting Edge Technology: Our team has access to, and provides you with, the most up-to-date search tools and web portals, so that you always know what's new. | | • | Consistent Communication: We will regularly keep you updated on latest listings, real estate news, and important developments in your areas of interest. | | • | Finding Your Home: You will have full access to ALL homes available on the Scottsdale, Cave Creek and Phoenix market, even listings not yet on the MLS, through our professional Arizona real estate affiliations. Our expert local knowledge of the Scottsdale, Cave Creek and Phoenix area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. Every local real estate market absolutely has its own trends and opportunities. We help home buyers make decisions based on these trends, and we'll make sure that you get the best value for your money. | | • | Relocation Services: Moving your family to another town or state is a major event in your life! We start you off with information by sending our free Scottsdale, Cave Creek and Phoenix, Arizona Relocation Package. It's full of useful and important information about this area. If you will be moving to the Scottsdale, Cave Creek and Phoenix area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. We'll send you every home or property that is currently available that matches your criteria. | | • | Concierge Services: We provide our out-of-state clients with a complete trip planning service to assist you during your home quest in Arizona. We will coordinate discount hotel rooms, rental cars, and many other services to ease the burden of your search. | | • | Referral Service: If you live out of state and own a home that needs to be sold before your move to the Valley, or if you are selling your home here and moving out-of-state, we can help you there too! We will provide you with quality referrals to Keller Williams agents in your area that can assist you. We have long-standing relationships with many agents across the country. We love to be a one-stop shop for all your real estate needs! | | • | Financing: It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. In the pre-qualification process, you will find out: exactly how much home or land you can afford, how much cash you will need for the down payment, the minimum down payment, and advantages of higher down payments, what the bank feels you can afford for a monthly payment. We help buyers pre-qualify for mortgages every day. | | • | Expert Contract Negotiation: Negotiating with sellers can be stressful. We will help you negotiate, so that the final contract includes your best possible terms and conditions. You should know absolutely everything about the property you are buying! We will view every home that you are interested in, together. Prior to closing we will make you fully aware of any and all inspections available to you. Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. We will give you the full benefit of our real estate knowledge and experience. | | • | Post-Purchase Research: Our state of the art market analysis is provided to you on a monthly basis so you can track the value of your investment and other sales in the area. We do not stop serving you at close of escrow! |
 At the end of the day we provide a home buying experience that meets our clients needs while exceeding their expectations. Call or email us today and put us to work for you!
Closing or Settlement >The Good Faith Estimate
When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.
Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.
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| Q |
What private residence is considered the most expensive house ever built?
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| A |
The William Randolph Hearst Ranch in San Simeon, California cost over $30 million, equivalent today to $276,883,320. Bill Gates recently built a home for over $40 million.
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